Joined Member
- #13
You will find an interesting hook here- although it are British depending very unsure when it is relevant to Ireland but it is you’ll financial institutions can get adopt a similar means
overall, I would possess believe people lender carry out pick anybody simply coming regarding personal bankruptcy because the a higher exposure and the exact causes for that bankruptcy proceeding may also be extremely important.
Registered Representative
- #fourteen
We had been discharged inside , and have visited this point arguing with some your debtors along the standing your ICB profile which have been completely wrong. This is basically the productivity of our software:
BOI – Prepared to give however, expected us to hold off six-9 days following the section the things toward our very own ICB report had been designated as ‘Written Off’ or ‘Complete’ AIB – step one declined application as all of our ICB statement had a column that have ‘Account when you look at the Dispute’ as ISI hadn’t reduced said collector its bonus once 2 years out of paying a keen IPO. next application filed past
Will keep you posted about how something wade. I come a cards relationship account about 3 months getting a couples bob in a week therefore they’ll certainly be the following end. I have 10% deposit so might be including seeking among famous ‘exceptions’ toward 20% deposit. BOI was basically willing to provide us with one to according to our very own getting nevertheless the rawness of your ICB report is the challenge
Joined User
- #fifteen
When i requested ny ICB report back certain weeks ago shortly after launch within the I had many cumbersome phone calls so you’re able to make and you will characters becoming provided for my personal dos creditors due to the fact nothing was actually fixed back at my statement. However in the end I had they arranged and requested characters out-of evidence that i in the morning no more responsible for one obligations as a consequence of them. One another levels have finally a good W (composed off) in it and you can removing time out of middle 2018.
I’ve within the last month or two ran on the my personal local borrowing from the bank partnership inquiring regarding the home financing as well as a valuable asset financing they are doing with a high interest rate and you may restriction identity of 15 years. The started an extended techniques and never even sure at that point when it may also happen. Everytime I go into the on the needed documentation they look to own another thing. We’ve got to go to having my wife accomplish their 6 times probationary months in the brand new a position which i believe are important process.
We have been rescuing together with them since the beginning of in 2010 and with whatever you save your self and you will pay during the rent (within my bankruptcy proceeding are vacating family home) i have ample to cover a home loan cost for each and every month.
Do you really suggest me personally up until now getting me and you can my personal partner method Lender Regarding Ireland and you will AIB and watch whatever they state.
Joined User
- #16
As i questioned nyc ICB declaration right back some months have a peek at this website back once launch from inside the I got many cumbersome phone calls so you’re able to generate and you may emails to be sent to my personal 2 loan providers because little was rectified back at my statement. But in the conclusion I experienced they sorted and you can expected characters regarding research that i have always been not accountable for one personal debt thanks to them. Both levels have finally a beneficial W (composed out-of) in it and you can removing go out from middle 2018.
You will find in the last few months ran with the my personal regional credit relationship inquiring on the a mortgage and its own a secured item mortgage they are doing with a high rate of interest and you can maximum identity of fifteen years. The become a long procedure rather than actually yes at this area whether it will additionally happen. Every time I-go when you look at the to the needed documents they look to possess something else. We to go to getting my spouse to complete their six few days probationary several months in the the new employment that we faith was fundamental techniques.